Terms and Conditions

Welcome to Symphony Financial. These Terms and Conditions outline the rules and regulations for the use of our services. By accessing this website and utilizing our services, you agree to comply with and be bound by the following terms and conditions.

1. Acceptance of Terms

By accessing our website and using our services, you accept and agree to be bound by these Terms and Conditions. If you do not agree with any part of these terms, you must not use our services.

2. Eligibility

  • Be at least 18 years old.
  • Be a resident of the country where our services are offered.
  • Have a valid government-issued ID.
  • Provide accurate and complete information during the application process.

3. Loan Application

When applying for a loan, you agree to provide truthful, accurate, and current information. Any false information provided may result in the rejection of your application and potential legal action.

4. Approval and Terms of Loan

Loan approval is subject to our review and discretion. The terms of the loan, including the interest rate, repayment schedule, and fees, will be provided upon approval. By accepting the loan, you agree to the terms specified in the loan agreement.

5. Interest Rates and Fees

Interest rates and fees are determined based on various factors, including your creditworthiness and the loan amount. All rates and fees will be disclosed in the loan agreement.

6. Repayment

Repayment terms will be outlined in your loan agreement. You agree to make timely payments as per the agreed schedule. Failure to repay the loan on time may result in additional fees and affect your credit score.

7. Late Payments

If you fail to make a payment by the due date, you may be charged a late fee as specified in the loan agreement. Continuous default on payments may lead to legal actions and reporting to credit bureaus.

8. Privacy Policy

Your privacy is important to us. Please review our Privacy Policy, which outlines how we collect, use, and protect your personal information.

9. Changes to Terms and Conditions

Symphony Financial reserves the right to modify these Terms and Conditions at any time. Any changes will be posted on our website, and it is your responsibility to review them regularly. Continued use of our services constitutes acceptance of the modified terms.

10. Governing Law

These Terms and Conditions are governed by and construed in accordance with the laws of the country in which Symphony Financial operates. Any disputes arising from these terms shall be subject to the exclusive jurisdiction of the courts in that jurisdiction.

11. Contact Information

By using our services, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions.